Articles & Guides
Practical, jargon-free guides written for UK small businesses, freelancers, sole traders, and homeowners. Every article covers a real topic that comes up when running a business or managing personal finances in the UK.
Topics include understanding UK tax bands, setting profitable prices, calculating profit margins, buying property, and more. All articles are kept up to date with the latest HMRC rates and UK government guidance. No signup needed to read — just click and go.
All guides
Maternity Allowance UK 2026/27: Rates, Eligibility, and the Self-Employed NI Top-Up
The 7-Year Gift Rule UK 2026/27: What Taper Relief Actually Does (and When It Doesn't Help)
Taper relief is widely misunderstood. It reduces the tax rate on gifts that exceed the nil-rate band — not on every gift made after three years. If your total gifts in the last 7 years are below £325,000, taper relief does nothing for you.
Inheritance Tax Calculator UK 2026/27: Step-by-Step Guide + 5 Worked Examples
A £700,000 estate with a £20,000 mortgage and no prior gifts generates a £72,000 inheritance tax bill — if the home passes to children. Five different calculator scenarios showing exactly how each input changes the number.
Emergency Fund UK 2026: How Much You Need, Where to Keep It, and the UC Capital Limit Trap
Scottish Income Tax 2026/27: All 6 Bands, the £33,493 Crossover Point and What's Different From England
Working From Home Tax Relief UK 2026/27: The Employee Claim Has Been Abolished — What to Do Now
VAT Registration UK 2026/27: The £90,000 Threshold, Late Registration Costs & Which Scheme Suits You
Self Assessment Tax Return UK 2026/27: Deadlines, Who Needs to File & the First-Year Trap
Capital Gains Tax UK 2026/27: Rates, the £3,000 Allowance & What the Cuts Have Actually Cost
Capital gains tax allowance is now just £3,000 — down from £12,300 in three years. The same gain that cost nothing in 2022/23 can cost over £2,000 today. This guide shows the real £ figures, how your income determines whether you pay 18% or 24%, and the legal moves to reduce your bill.