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Average Salary UK 2026: £39,039 Median, Take-Home, and How You Compare

The UK average salary is £39,039 — but that number alone tells you almost nothing. Here is what it means for your actual take-home pay, how your region and job change it, and whether your salary is above or below the real middle.

Average Salary UK 2026: £39,039 Median, Take-Home, and How You Compare

The figure most people quote for the UK average salary — £39,039 — is the median full-time salary from the ONS Annual Survey of Hours and Earnings (ASHE), published in October 2025 using April 2025 data. It is the most authoritative source available.

But the number on its own tells you nothing about what it means to earn it. This guide covers the take-home, the regional spread, what different jobs actually pay, and where your salary sits relative to everyone else.

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What is the UK average salary in 2026?

The official figures from ONS ASHE 2025 (April 2025 data):

MeasureFull-timePart-time
Median annual earnings£39,039~£14,560
Median weekly earnings£766.60£280.00
Median hourly earnings£19.67£13.10
Year-on-year change+4.3%+6.4%

The ONS publishes ASHE data every October for the April of that year. The April 2026 data will be released in October 2026 — until then, £39,039 is the definitive UK benchmark.

Median vs mean — why the figures differ

You will see different "average salary" figures quoted across the internet. The difference is almost always median vs mean:

  • Median (£39,039) — the midpoint of all earners, half earn above, half below. Best for comparisons.
  • Mean (~£43,000) — all salaries added together and divided by the number of workers. Skewed upward by a small number of very high earners.

For most purposes, the median is the right benchmark. When a CEO earning £5 million is counted in the same average as a retail worker on £21,000, the mean becomes misleading.

Your actual take-home on the average salary

£39,039 gross salary — here is what you keep after income tax and National Insurance in 2026/27:

DeductionCalculationAmount
Personal Allowance£12,570 — no tax£0
Income tax£26,469 × 20%£5,294
Employee NI£26,469 × 8%£2,118
Total deductions£7,412
Take-home£39,039 − £7,412£31,627/yr

That works out to:

  • £2,636/month
  • £608/week
  • £16.22/hr (based on 37.5-hour week)

The effective income tax rate is 13.6% — not 20%. The 20% rate applies only to income above £12,570.

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Average salary by region

Regional earnings vary significantly across the UK. Median full-time annual salary by region (ONS ASHE 2025):

RegionMedian annual salaryvs UK median
London~£52,000+33%
South East~£43,000+10%
East of England~£40,000+2%
Scotland~£38,000−3%
South West~£37,000−5%
North West~£36,500−6%
West Midlands~£36,000−8%
East Midlands~£35,500−9%
Yorkshire & Humber~£34,500−12%
Wales~£33,500−14%
North East~£33,000−15%
Northern Ireland~£34,000−13%

London's premium is real, but it comes with a caveat: the average two-bedroom flat in London costs over £2,000/month to rent. In Yorkshire, the equivalent is around £750–£900. After housing, the London premium largely disappears for workers below £60,000.

Average salary by occupation

The spread between highest and lowest-paid occupations is vast:

Highest-paid occupations (median full-time):

OccupationApprox. median salary
Surgeons and consultants£100,000+
Pilots£90,000+
IT directors / CTOs£85,000–£100,000
Financial managers£70,000–£85,000
Lawyers (solicitors)£55,000–£80,000
Software engineers (senior)£60,000–£75,000

Mid-range occupations:

OccupationApprox. median salary
Software developer£48,000–£55,000
Accountant£42,000–£50,000
Teacher£38,000–£45,000
Police officer£36,000–£42,000
Nurse (NHS Band 5–6)£32,000–£40,000
Project manager£42,000–£55,000

Lower-paid occupations:

OccupationApprox. median salary
Care worker£22,000–£25,000
Retail sales assistant£20,000–£23,000
Hospitality / kitchen£21,000–£24,000
Cleaner / domestic£18,000–£22,000
Warehouse operative£23,000–£28,000

Gender pay gap

The UK gender pay gap for full-time employees stands at approximately 7–8% based on ONS 2025 data:

Median annual salary
Men (full-time)~£42,000
Women (full-time)~£36,200
Gap~£5,800 (14% of men's median)

The gap narrows considerably when comparing like-for-like roles in the public sector — NHS and civil service pay scales are transparent and gender-neutral. The gap is widest in financial services, where men disproportionately hold senior positions.

Including part-time workers widens the gap to around 13–14%, because women are more likely to work part-time, particularly after having children. The gap has narrowed from 17% in 2007 to ~7–8% today.

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Salary percentiles — where do you sit?

ThresholdAnnual salaryWhat it means
Top 10%£75,000+90% of workers earn less than you
Top 25%£52,000+Upper quartile
Median (50th percentile)£39,039Half earn more, half earn less
Bottom 25%Below £27,000Lower quartile
National Living Wage (full-time)~£23,90037.5 hrs/week at £12.21/hr

A salary of £50,000 puts you comfortably in the top 25% nationally — though in London, £50,000 is roughly the city median.

Are real wages rising?

In short: yes, but only just. Full-time median earnings grew 4.3% in nominal terms from April 2024 to April 2025. After adjusting for CPIH inflation, real wage growth was +1.1% — a small real gain, but a gain nonetheless.

Context matters: the 2022–2024 period saw inflation run well above wage growth, eroding purchasing power. April 2025 is the second consecutive year where wages have outpaced inflation. Cumulatively, real wages are only slightly above the level before the 2022 energy price shock.

Lower-paid workers benefited most in 2024/25 — the National Living Wage rose 6.7% to £12.21/hour in April 2025, and all major low-paid occupations (caring, retail, hospitality) saw above-average nominal gains.

What counts as a good salary in the UK?

No single threshold defines "good" — it depends entirely on where you live, your household structure, and your outgoings. But some useful benchmarks:

  • Above the median (£39,039): you earn more than half of UK full-time workers
  • £45,000+: top third of full-time earners nationally
  • £52,000+: top quarter of full-time earners (upper quartile)
  • £75,000+: top 10% of earners
  • £100,000+: top ~3% of earners; Personal Allowance taper begins

The most important measure is your take-home relative to your costs. A £40,000 salary in Manchester, where average rent is ~£950/month, is materially different from £40,000 in London at ~£2,100/month.

Key takeaways

  • The UK median full-time salary is £39,039 (ONS ASHE, April 2025) — up 4.3% year-on-year
  • After income tax and NI, that leaves £31,627/yr (£2,636/month) take-home
  • The mean is higher (~£43,000) because top earners skew the average — use the median for comparisons
  • London earns ~33% more than the UK median, but living costs largely cancel the premium for salaries below £60,000
  • The top 25% earn above £52,000; the top 10% earn above £75,000
  • Real wages grew 1.1% in 2024/25 — modestly ahead of inflation for the second consecutive year
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Last updated: 8 October 2026

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